Legal notices
Effective November 10, 2026. Questions about anything on this page: Melinda@uniformtoassets.com.
Privacy Policy
Uniform to Assets (uniformtoassets.com) is run by Melinda "Mindy" Szakel in San Antonio, Texas. In this policy, "I," "me," and "my" mean Mindy. This policy explains what information I collect, how I use it, and the choices you have.
What I collect
- What you give me in the sign-up form: your name, email, and, if you choose, your phone number, plus your answers about your military connection, branch, goals, timeline, location, whether you want a coaching conversation, any message you write, and your consent to be contacted.
- What you send me directly: anything you include when you email or message me.
- Basic technical information: like any website, the companies that host this site and deliver its fonts may automatically receive technical details such as your IP address and browser type, to deliver and secure the site. I don't use this information to identify you.
How I use it
- To give you the free starter guide.
- To reply to you and, if you ask for it, set up a free coaching conversation.
- To contact you by email, phone, or text about your questions, as you agreed in the form.
- When you ask to be connected, to introduce you to a professional in my trusted network (for example, a lender or a real estate agent).
- To keep records required by law and to protect my rights.
Who I share it with
- Trusted partners, when you ask to be connected. If you want help with a home purchase, a loan, or another next step, I share the details needed for that introduction with the professional I connect you with. They have their own privacy policies.
- Service providers that help me run this site and respond to you, such as my form provider (Tally), website host, and email provider. They may use your information only to provide their services.
- When the law requires it, or to protect the rights, safety, or property of you, me, or others.
I do not sell your personal information, and I do not share it for targeted advertising.
Texts and calls
If you agreed to be contacted, I or my trusted partners may email, call, or text you about your questions. Message and data rates may apply. You can opt out at any time: reply STOP to any text, or email Melinda@uniformtoassets.com. Consent to be contacted is not a condition of getting any service.
How long I keep it
I keep your information only as long as I need it for the reasons above, or as long as the law requires. You can ask me to delete it at any time.
Your choices
You can ask to see, correct, or delete the personal information I have about you, or to stop hearing from me. Email Melinda@uniformtoassets.com and I'll respond within a reasonable time. I won't treat you differently for making a request.
Security
I use reasonable safeguards to protect your information, but no website or email is 100% secure. Please don't send sensitive information such as Social Security numbers, bank details, or military documents through the form or by email.
Children
This site is meant for adults. It is not directed to children under 13, and I don't knowingly collect their information.
Changes to this policy
If I change this policy, I'll update the effective date at the top of this page.
Terms of Use
By using uniformtoassets.com and the free starter guide, you agree to these terms. If you don't agree, please don't use the site.
Education, not advice
Everything on this site, in the free guide, and in my free coaching conversations is general education. It is not financial, investment, lending, legal, tax, or military career advice, and it is not tailored to your situation. Talk to the right licensed professional before you make a decision.
No client relationship from using this site
Using this site, downloading the guide, or having a coaching conversation does not create a real estate brokerage or agency relationship. In Texas, that relationship is created only by a written agreement with my sponsoring broker, Real Broker, LLC. Please read the Texas Real Estate Commission Information About Brokerage Services, linked at the bottom of every page.
No guarantees
I can't guarantee any result, including loan approval, interest rates, savings, home values, rental income, or business income. Results depend on your situation, the market, and decisions made by lenders, sellers, the VA, and others.
Introductions to other professionals
When I introduce you to a lender, agent, or other professional, they are independent and responsible for their own services. You are always free to choose your own lender and service providers.
Your use of the site
Please use this site lawfully. Don't try to disrupt it, copy it in bulk, or misuse the sign-up form.
Ownership
The content on this site, including text, images, the "Uniform to Assets" and "Asset Ledger" names, and the starter guide, belongs to Melinda Szakel. You're welcome to share the free guide in its complete, unchanged form. Please don't sell it, change it, or present it as your own.
Links to other sites
This site links to sites I don't control, such as Instagram, Tally, and government sites. I'm not responsible for their content or practices.
Limitation of liability
This site and the guide are provided "as is." To the fullest extent the law allows, I am not liable for any loss or damage that comes from using this site, the guide, or the information in them.
Governing law
These terms are governed by the laws of the State of Texas.
Changes
I may update these terms. The effective date at the top of this page shows the latest version.
Disclaimers
- Real estate license: Melinda Szakel is a licensed Texas REALTOR® sales agent sponsored by Real Broker, LLC. Real estate services are provided through Real Broker, LLC. Texas real estate license #737681.
- Not a lender: I am not a mortgage lender or loan officer. Information about VA home loans and wealth building is general education, not financial, lending, legal, or tax advice. Loan eligibility, terms, and approval are determined by the U.S. Department of Veterans Affairs and your lender. Please consult a licensed mortgage professional, tax advisor, or attorney about your situation.
- Not affiliated with the government: Not affiliated with or endorsed by the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency. Program names are mentioned for information only. Check current details with each program.
- Business and off-duty work: service members must follow their branch's off-duty employment and ethics rules and get any required approval before starting a business.
- AI tools: never put classified information, controlled unclassified information, or anything about operations, locations, or schedules into an AI tool.
- Fair housing: Equal Housing Opportunity. I serve buyers and sellers of every background, in keeping with federal and Texas fair housing laws.
Accessibility
I want everyone to be able to use this site. It's built to follow the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA as closely as I can: readable text, strong color contrast, descriptions on images, and full keyboard use.
If anything on this site is hard for you to use, or you need the guide in another format, email Melinda@uniformtoassets.com and I'll help.